Michigan Filing Chapter 7:

Filing a Michigan bankruptcy case under Chapter 7 stops foreclosures and creditor collections. Filing may be accomplished partially, that is, by submitting core documents and the filing fee, and supplementing within a few days.

The Uniform Local Bankruptcy Rules, under Rule 6(a) provide "The clerk shall be under no duty to file paperwork submitted to the clerk in disarray. The attorney filing any voluntary or involuntary petition shall personally review all petitions, schedules, statements and other supporting documents before delivery to the clerk and shall ensure that all carbon paper shall have been removed and that all such paperwork shall be arranged in logical order. An original and four (4) copies of a petition, schedules, statements and other supporting documents under chapter 7, chapter 12 and chapter 13 of the code shall be filed. An original and six (6) copies of a petition, schedules, statements and other supporting documents shall be filed in all chapter 9 and chapter 11 cases."

NOTICE OF AMENDED FORMS AND AUTOMATIC ADJUSTMENTS TO DOLLAR AMOUNTS: On April 1, 2004, automatic adjustments to the dollar amounts stated in various provisions of the Code will become effective in Michigan Bankruptcy Courts. The new dollar amounts will apply to cases filed after the effective date. These amended dollar amounts will affect the eligibility of a debtor to file under Chapter 13 of the Code, certain maximum values of property that a debtor may claim as exempt, the maximum amount of certain claims entitled to priority, the minimum aggregate value of claims needed to commence an involuntary petition, and the value of luxury foods and services deemed to be nondischargeable. The Michigan Bankruptcy Courts will adopt new forms to incorporate these changes beginning April 1, 2004.

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