Michigan Bankruptcy
Guide to Law & Courts
  How to file Chapter 7 or Chapter 13 with a Michigan bankruptcy lawyer.

Michigan Chapter 7:

Liquidation of debts according to 11 U.S.C. 701, et seq., through the federal court system. All Michigan Chapter 7 cases must be filed in federal court.

11 U.S.C. §727: "The court shall grant the debtor a discharge, unless . . ." Notice the mandatory language within the statute providing discharge. All requests for discharge must be granted, based upon the request of a debtor, "unless" the trustee, a creditor, the court upon it's own motion, or an interested party proves the debtor is not entitled to relief.

NOTICE OF AMENDED FORMS AND AUTOMATIC ADJUSTMENTS TO DOLLAR AMOUNTS: On April 1, 2004, automatic adjustments to the dollar amounts stated in various provisions of the Code will become effective in Michigan Bankruptcy Courts. The new dollar amounts will apply to cases filed after the effective date. These amended dollar amounts will affect the eligibility of a debtor to file under Chapter 13 of the Code, certain maximum values of property that a debtor may claim as exempt, the maximum amount of certain claims entitled to priority, the minimum aggregate value of claims needed to commence an involuntary petition, and the value of luxury foods and services deemed to be nondischargeable. The Michigan Bankruptcy Courts will adopt new forms to incorporate these changes beginning April 1, 2004.

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